If you have no credit, the single most important thing you can do is to start building it now. A loan, even from a lender willing to work with no credit, won’t do you much good if they don’t report to the credit bureaus. It may solve your immediate financial problem but it won’t improve...
As young high schoolers graduate and make their way off to college, or a trade school, or their first ‘real’ job, many of the realities of adulthood will become apparent to them for the first time. They start shopping for their own living space; they take out their first credit card; they now have to...
Being a military spouse is one of the hardest jobs in the world. Not only is there the fear during deployments, wondering if your spouse is okay, but even normal days in garrison are spent wondering when they’re actually going to get released for the day. You’ve no doubt dealt with surprise weekend recalls, leaving...
The question of whether or not you can get an unsecured personal loan for $25,000 is a bit loaded. If the question is, “Are there lenders willing to offer that much, even if it’s not to buy a house or a car?” Absolutely there are. Are they willing to lend it to you? That can...
If you’re reading this, you’ve probably found yourself at a point in your life where you need a small personal loan. Maybe there’s a vacation that you’d like to take or you need to renovate your house. Maybe you’re looking to consolidate your debts under a single monthly payment. Whatever the case, you may be...
The world of lending is vast, and it can often be difficult to know where you stand. There are hundreds of lenders out there, each claiming that they have the lowest interest rates around, or the quickest payout times for your loan. Others still will talk about their high customer satisfaction ratings, or how they’ll...
When you’ve got bad credit, it can seem like the whole world is against you. You hop from lender to lender, asking for what seems like a reasonable amount, only to have them shoot you down. Even though you have explained your situation clearly, they don’t seem to care – your credit is low, so...
You know it’s coming, but it terrifies you nevertheless. You’re checking because you need money, and you’ll never have enough overtime to get what you need. A loan is your only option. You open up your credit score report, and those three numbers are staring right back at you. And there’s nothing you can do...
If you have a credit score of 550 or below, then you’re probably already aware of just how tall an order it really is to find a loan. You’ve most likely faced a situation where a lender checked your credit score, saw how low it was, and pulled the rug out from under you right...
If you’ve tried to apply for a loan with a 450 credit score in the past, you may have found yourself declined wherever you turned. Perhaps the lender explained to you why they turned you down; perhaps they didn’t. Regardless, it’s not uncommon at all for people to find themselves being consistently denied a loan...
