Loans for Secured and Unsecured

Loans for Secured and Unsecured is one of the options Loans now is offering. Having the option to collateralize is obviously very handy when seeking out loans of all kinds especially unsecured personal loans and credit cards.

A personal loan from OneMain Financial can help you take control of your finances. From debt consolidation to home improvements to vacations, you can plan for both the expected and unexpected.


★★★★★
” A personal loan from OneMain is one way to take care of the range of expenses life can bring your way – from debt consolidation to vacations to medical costs.”

~ Jim Scurry – Account Executive

Loan amounts up to $20,000

OneMain portal enables you to get loans from $1500 up to $20,000

OneMain offers both Secured and Unsecured Loans

You may be offered a secured or unsecured loan. A secured loan requires you to provide collateral, such as a motor vehicle, while an unsecured loan doesn’t require any collateral at all.

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Terms

  • The repayment term lengths, 24 to 60 months or 2 to 5 years
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Disclosure: Unsecured Personal Loans Now / Angel Oak Solutions my have a relationship with the above listed. Please see our Advertising Disclosure

Example Loan: A $6,000 loan with a 24.99% APR that is repayable in 60 monthly installments would have monthly payments of $176.07.

                                                               i.      Not all applicants will be approved. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). If approved, not all applicants will qualify for larger loan amounts or most favorable loan terms. OneMain charges origination fees. Depending on the state where you open your loan, the origination fee may be either a flat amount (ranging from $25 to $400) or a percentage of your loan amount (ranging from 1% to 10%), subject to certain state limits on the fee amount. Loan proceeds cannot be used for postsecondary educational expenses such as college, university or vocational; for any business or commercial purpose; to purchase securities; or for gambling or illegal purposes.

                                                             ii.      Additional conditions for secured loans: Secured loans require a first lien on a motor vehicle that meets our value requirements, titled in your name with valid insurance.  Active duty military, their spouse or dependents covered by the Military Lending Act (MLA) may not pledge any vehicle as collateral.  If you are covered by the MLA, you are not eligible for secured offers.

                                                           iii.      Minimum and Maximum Loan Amount Restrictions:

        1. Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600. 
        2. Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

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