Loans Now was founded on the principle that customer service, ease of use, and total transparency were above all else. This company was built based on the need our customers have to have one place to get all of the information they need to find the best loan options for their specific needs. Gone are the days of scouring the internet to find a loan that our customers actually want and qualify for.
We’ve heard countless times that it is really hard to find an unsecured personal loan, especially for bad or poor credit. The internet is full of title loans and or payday loan which is not what our customers were looking for. Our customers want fair, easy to navigate, no confusion loans.
Our customers also told us that searching for a loan can be very confusing. There are a lot of places that have tons of forms to complete and at the end, they learned they didn’t qualify for the loan, they weren’t interested in that type of loan, or the timeline didn’t fit their needs. They said it is easy to spend a long time to find the information they need or to complete the forms, to not accept an offer or get denied.
Our customers also said that it could take days to find the right loan because they would apply for a loan and get denied. Then they would try another place just to get another dreaded denial. Every denial was another ding on their already damaged credit. That’s where we can provide a solution. We offer one place to check your own credit without taking another ding to your credit score. This service is free. There is no cost to check their own credit and find the best place to apply for a loan which has better chances of getting approval based on their own situation.
Along the way, we discovered a really strange and interesting fact. A lot of our customers didn’t know their credit score and assumed their score was lower than it was. With that scenario, customers were previously accepting credit and loan offers with higher interest rates simply because they didn’t know what their credit score was. With our loan discovery process, we allow our customers to see their own credit score for FREE and without having a hard inquiry on their credit. This has helped our customers save hundreds and thousands of dollars by not overpaying because of interest rates that were too high based on their credit,
Pecunia does not provide any loans or guarantee of a loan approval. We are simply a tool that steers our customers down the path to getting a loan that they need based on their credit situation. We are here to save our clients time and hits to their credit. One place to check their own score and get matched with loans and credit that is best suited for their needs and credit rating.
Our goal is to increase the success rate for our customers to get approval that they need and want without paying more than they should on interest.
Pecunia believes that our transparent business practices and upfront honesty is what makes our tools the best option for our clients. We strive to cut the confusion and time of finding qualified lenders for our customers. Although we don’t provide loans we feel that our tools and loan discovery program are the best fit to help our customers fulfill their needs.
Another mission we have is to educate our customers about loans and credit through our blogs. On our blog, our customers can learn how credit scores are calculated, what is hurting their score, and even how to improve it. Our blog also helps them navigate the overwhelming world of loans. Many customers aren’t aware that there are different types of loans and what and interest rate is, and how credit affects it. Our blog is the place to help a customer become an informed applicant so that they can choose the right terms for them.
A few other things to know about us:
- We do not charge any fees
- We will not ask for any payments from you
- We will not ask you to sign any PDFs
- We will not share any sensitive information
- We are not a lender
- We do not guarantee any loan or approval
- We will allow you to check your own credit
- We will try to guide you to lenders that are best suited for you
- We will try to educate you on everything you need to know about the loan process
- We will try to educate you on how credit affects how much you pay for a loan
- We will try to educate you on why your credit score is your credit score
- We will even give you tips to improve it