Need a Loan Now? Here’s How It Works
Loans Now is changing the way people seek out loans. If you need cash now, we have a dedicated team to assist you in identifying the right loan for your situation.
We have offers that you can choose from right on site, or you can use our Loan Discovery Process if you need to have a one on one conversation with one of our loan discovery representatives.
We do not share your information, so you will not receive any unwanted emails or phone calls.
Our company does not collect any sensitive information or pull your credit up front, so you know that your privacy is assured. We take into consideration all of the aspects of your personal situation and make a recommendation based on your unique factors, not a computer algorithm. If you’re in an ‘I need cash now’ situation, we’re here to help.
Personal loans can sometimes be hard to acquire, but we at Loans Now have simplified that process. If you have good credit, bad credit or anything in between, if you need money now, we have a loan for you. The process is free (we never charge you a fee, ever) and you are not committed in any way.
Personal Loans Starting at 4.99%
- ✔ All Credit Types Accepted
- ✔ Credit Reviewed to 450
- ✔ 2, 3, 5 & 7 Year Terms
- ✔ Loan Amounts $500 - 70K
No Initial Credit Check!
Why is this so differnt?

No Initial Credit Check

Privacy Assurance

Fund Quickly

Longer Terms

Loans based on your profile

Credit Score
Need more reasons to get a loan now?
- The process takes 60 seconds
- The process is Free and done online
- We do not offer payday loans
- We do not provide title loans
- We do not pull your credit initially – you provide that to us
- We offer loans for clients with a 450 credit score
- We do not share your information with anyone
Competitor A
- Initial Credit Check
- Secured Loans Only
- Minimum Credit: 620
- No Payday Loans
- Payoff Penalty
Personal Loan Solution
- No Initial Credit Check
- Unsecured Loans
- 450 Credit Score Minimum
- No Payday Loans
- No Payoff Penalty
Competitor B
- Initial Credit Check
- Unsecured Loans
- Minimum Credit: 700
- Payday Loans
- No Payoff Penalty
We service following States:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New York, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.